November, 2025 - Financial Fright

Case Studies

How the LuLaRoe Collapse (a Legging MLM) Destroyed Families

A group of people speak to the media at a press conference in front of a banner reading "LuLaRich: The True Cost of MLMs." This scene represents the whistleblowers and documentaries that exposed the truth behind the LuLaRoe collapse.

The LuLaRoe MLM collapse left thousands drowning in debt, maxed-out credit cards, and shattered marriages. One mom lost $68,000 chasing the boutique-owner dream. How did colorful leggings become a financial horror story that destroyed families across America?

BBO
November 25, 2025

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Case Studies

Herbalife MLM Analysis: Why 99% of Distributors Lose Money

A distressed woman stands in a garage filled with stacks of unsold "Herbalife MLM" products, symbolizing the financial loss and inventory loading.

You can make $100,000 a year working from home!” they promise. Show you photos of luxury cars and beach vacations. But Herbalife’s own income disclosure tells a different story: 99% of distributors make an average of $5 per month. Before expenses. Meanwhile, they spend thousands on inventory. This is Herbalife—the $5 billion company built on recruiting, not retail.

BBO
November 22, 2025

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Case Studies

Wells Fargo Fake Accounts: 3.5 Million Fraudulent Accounts Exposed

Executives John Stumpf and Carrie Tolstedt, central figures in the Wells Fargo fake accounts scandal, with an "Eight is Great" sales banner in the background.

“Eight is great!” the sales goal at Wells Fargo. Eight products per customer. Except customers didn’t want eight accounts. So employees created them anyway. Without permission. 3.5 million fake accounts. Secret credit cards. Forged signatures. Customers charged fees they never authorized. And when whistleblowers complained? Fired. 5,300 employees eventually terminated. But the executives who created the pressure? They kept their bonuses.

BBO
November 13, 2025

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Case Studies

Enron Accounting Fraud: How Employees Lost Their Retirement

A dark, gritty feature image illustrating the Enron Accounting Fraud, showing Jeffrey Skilling and Andrew Fastow at a press podium under harsh lighting, with the title 'ENRON ACCOUNTING FRAUD' in red stencil text above them.

America’s 7th largest company. “Most Innovative Company” six years running. Then one analyst asked: “How exactly are you making money?” The CEO attacked him. Three months later, Enron filed bankruptcy. $74 billion in market value vanished. 20,000 employees lost everything. Their 401(k)s were frozen while executives sold $1 billion in stock. This is Enron—the fraud that rewrote accounting rules.

BBO
November 8, 2025

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Case Studies

WeWork Collapse: Adam Neumann’s $47 Billion Valuation Scam

Feature image of the WeWork collapse, showing Adam Neumann smiling smugly as a massive tower of WeWork desks and 'W' logos burns and collapses behind him. A tombstone in the foreground reads 'WeWork $47 (RIP)'.

$47 billion valuation. “We’re elevating the world’s consciousness,” the CEO said while walking barefoot and smoking weed. Then investors read the IPO filing. Losses of $1.9 billion annually. No path to profit. A CEO who’d sold $700 million in stock while employees got nothing. Six weeks later, the IPO was dead. The CEO was fired. And the “tech company” was revealed as an office rental business losing money on every desk.

BBO
November 4, 2025

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Case Studies

The $9 Billion Theranos Fraud: How Elizabeth Holmes Fooled Everyone

A cinematic close-up of Elizabeth Holmes, portraying the Theranos fraud. Her face is half in shadow, and a single black tear is running from her eye.

A 19-year-old dropout promised to revolutionize blood testing with one drop from a finger prick. Investors poured in $945 million. Walgreens made her a partner. Forbes called her the youngest self-made female billionaire. Then a reporter asked one question: “Does the technology actually work?” Everything collapsed. Patients got false results. Lives were endangered. And Elizabeth Holmes is now in prison.

BBO
November 2, 2025

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